Rates & Charges - Personal Loan

Fatafatfinance Personal Loan offers attractive interest rates that ensure that your EMIs are affordable throughout the loan tenure. At Fatafatfinance, we do not believe in hidden charges that take customer by surprise and are transparent in our dealings.

  • Rate of Interest : 16% p.a. onwards
  • Loan Processing Charges : Upto 3% of Sanctioned Amount + GST
  • Cheque / ACH Return Charges : ₹ 500/- + GST per instance
  • Cheque / ACH Swapping Charges Duplicate No-dues Certificate : ₹ 500/- + GST per instance
  • Duplicate Statement / Amortisation / Repayment Schedule/ Agreement/ Sanction Letter : ₹ 200/- + GST per instance
  • Penal Interest : 24% p.a.
  • Prepayment / Foreclosure (01-06 months of EMI Repayment) : 7% + GST* (Approval required)
  • Prepayment / Foreclosure (07-24 months of EMI Repayment) : 5% + GST*