Full Width Image

MSME Loan/ SME Loan - Rates & Charges

Icon 2Fueling Your MSME Dreams: Discover Financial Freedom with Fatafat Finance Company!

Fatafat Finance is dedicated to empowering MSMEs by offering tailored financial solutions. They recognize the unique challenges faced by small and medium-sized enterprises and have designed their services to address these needs effectively.
Whether your business requires working capital to manage day-to-day operations or funding for expansion, Fatafat Finance Company provides quick and hassle-free loan approval processes. This ensures that you can access funds promptly, allowing you to seize growth opportunities without delay.

Fatafat Finance is committed to unlocking financial opportunities for your MSME business by providing customized financial solutions, quick approvals, competitive interest rates, and flexible repayment options. This support can be instrumental in driving the growth and success of your business.

MSME Loan : Fees & Charges

When applying for an MSME (Micro, Small, and Medium Enterprises) loan with Fatafat Finance, it's essential to have a clear understanding of the associated fees and charges. These costs can have a significant impact on the overall cost of borrowing. Below, we provide an overview of the key fees and charges commonly associated with MSME loans from Fatafat Finance:

Type of Fee Aplicable Charges
Documentation Charges* UPTO ₹2000
Premature Closure Charges (For Full Payment)* UPTO 4% + GST*
Premature Closure Charges (For Part Payment)* UPTO 2% + GST*
Delayed Instalment payment charge 2% per month
Processing fees*(Non - refundable) Upto 2% of Sanctioned Amount + GST
Loan cancellation Interest will be charged for the Interim period between date of Disbursement & date of loan cancellation

Factor affecting Fee & Charges

Several factors can influence the charges associated with your MSME loan. Lenders determine interest rates based on their cost of funds and their evaluation of the credit risk posed by applicants. The following key factors play a significant role in determining the fees and charges for your MSME loan:

Icon 1


Icon 2

Loan Amount

Icon 3

Loan Term

Icon 4


Icon 3

Business Financials

Icon 4

Industry and Sector