Full Width Image

Loan Against Property- Rates & Charges

Icon 2With us, your property becomes more than an asset – it transforms into a gateway for limitless opportunities.

Elevate your financial possibilities with Fatafat Finance's Loan Against Property solution. Created to serve both personal and business needs, this offering welcomes residential and commercial properties as collateral, providing access to substantial funds. Embrace the opportunity of securing a loan against your property, with competitive interest rates ranging from 15% to 18% p.a. With loan amounts available up to 2 crore, you have the means to shape your financial future. Whether it's fulfilling educational aspirations, orchestrating significant life events, addressing unforeseen medical expenses, or expanding your business horizons, Fatafat Finance empowers you to leverage your property's value to turn dreams into reality.

Loan Against Property: Fees & Charges

Discover the benefits of Fatafat Finance's Loan Against Property. With competitive interest rates, access the funds you need for your financial goals.

Type of Fee Aplicable Charges
(Loan Against Property) Interest Rate 15 to 18% p.a.
Loan Amount UPTO ₹2 Cr
Processing Fees Upto 2% of Sanctioned Amount + GST
Prepayment or Foreclosure Charges UPTO 4% + GST* (Approval required)
Late Payment Fees 2% per month
EMI Bounce Charges ₹500 - ₹1000 per bounce plus applicable taxes
Loan Cancellation Charges Interest will be charged for the Interim period between date of Disbursement & date of loan cancellation
Loan Tenure 6 - 36 months
Mortgage Stamp Duty At actuals (as per state)

Factor affecting Fee & Charges

Several factors can influence the fees and charges associated with a loan against property. Some of the key factors include:

Icon 1

Property Value

Icon 2


Icon 3

Type of Property

Icon 4

Loan-to-Value Ratio

Icon 3

Loan Amount

Icon 4

Credit Score